Coverage for a chosen period
Often considered for time-limited responsibilities. Product details and suitability require licensed review.
THE EASTBRIDGE DECISION DESK
Do the thinking before the paperwork.
Build scenarios, compare trade-offs, save up to three versions on your device, print a summary, and attach only what you choose to an inquiry.01 / MORTGAGE OPTIONS
See the payment and cash picture.
Explore your own fixed-rate assumptions, monthly housing costs, and estimated upfront items. This is education—not a lender quote or Loan Estimate.
Payment scenario
ILLUSTRATIVE MONTHLY TOTAL$2,573
- Loan amount
- $320,000
- Principal & interest
- $2,023
- Property tax
- $400
- Insurance
- $150
- Other entered costs
- $0
Principal & interest79%Property tax16%Insurance6%Other entered costs0%
Cash-to-close organizer
Separate the down payment from estimated lender fees, third-party costs, prepaid items, reserves, and credits.
Entered Cash-to-Close Estimate$91,500The formal lender disclosure controls actual figures.
Refinance break-even
Compare monthly payments with upfront costs. A lower payment can still mean higher total cost if the term changes.
Simple Break-Even20 monthsPayment-only illustration; not a total-interest or suitability analysis.
First-home preparation journey
0 of 6 preparation steps marked
02 / LIFE INSURANCE
Start with the responsibility over time.
This worksheet turns your own assumptions into a conversation guide. It is not a coverage recommendation, suitability determination, or premium quote.
Protection-goal worksheet
ILLUSTRATIVE PLANNING GAP$640,000
A licensed professional can help test these assumptions and explain policy-specific tradeoffs.
Keep medical details out of this worksheet and use rough amounts only.Entered responsibilities over time
Years 1–5$465,000
Years 6–15$300,000
Years 16+$0
These bars show only the assumptions above. They do not recommend a coverage amount.Your conversation guide
- How should $150,000 of entered debt affect the time horizon?
- What policy structures could support 10 years of entered income responsibility?
- How should $0 of education needs and $100,000 of existing coverage be reviewed?
- Which benefits, premiums, guarantees, exclusions, riders, and conversion features should be compared?
Potentially lifelong coverage
Can have different premium, guarantee, and cash-value features. Costs and suitability vary by policy.
03 / WEBSITE DESIGN
Build the scope before the build.
Define the customer, offer, action, pages, features, content, and integrations. Nothing is sent until you choose to attach the summary to a request.
Core project brief
YOUR WORKING BRIEF
Your business
Build a website for a defined customer that clearly presents your main offer and makes it easy to take the next step.
0 scope items selectedThis is a planning brief, not a project quote, launch commitment, or final agreement.Focused Launch
A concise marketing experience built around one audience, one offer, and one primary action.
Business Website
A broader page system for multiple services, proof, content, and lead paths.
Connected Platform
Special workflows, integrations, portals, or advanced content needs scoped individually.
Every website is scoped around the business goal. Deliverables, revisions, ownership, hosting, maintenance, third-party costs, timing, and investment are confirmed in a clear written proposal.
04 / SBA LOANS
Build a preparation workspace—not an approval score.
Define the use of funds, organize lender-readiness tasks, and draft the business purpose and repayment story. A participating lender determines program fit and approval.
Flexible business uses
May support eligible working capital, equipment, acquisition, refinancing, or real estate through a participating lender.
Major fixed assets
Often used for qualifying real estate or major equipment—not working capital or inventory.
Smaller capital needs
Available through approved intermediaries for qualifying uses; current limits and terms must be confirmed.
Use-of-funds draft
PLANNED REQUEST$0
- Equipment / inventory
- 0%
- Working capital
- 0%
- Property / improvements
- 0%
- Other entered costs
- 0%
Lender-readiness workspace
0 of 6 preparation points covered
05 / MCA FUNDING
Put two offers through a slower-sales test.
Compare net cash, total payback, and collection pressure. A factor rate is not an APR. Review the agreement and applicable law for the actual terms, rights, and obligations.
Offer A
Offer B
Entered slow-sales revenue$16,250
- Net cash received
- $50,000
- Total payback
- $67,500
- Dollar cost
- $17,500
- Average weekly amount (payback ÷ weeks)
- $2,596
- Modeled slow-sales amount
- $2,596
- Modeled share of entered slow-sales revenue
- 16.0%
- Net cash received
- $49,000
- Total payback
- $70,000
- Dollar cost
- $21,000
- Average weekly amount (payback ÷ weeks)
- $2,692
- Modeled slow-sales amount
- $2,692
- Modeled share of entered slow-sales revenue
- 16.6%
Pause before signing if you cannot answer these
Ask the provider and an independent professional to review the actual agreement.
- What is the total payback after every fee?
- Are withdrawals fixed, or do they adjust when sales change?
- What are the reconciliation and early-payoff terms?
- Are there personal guarantees, liens, or restrictive default clauses?
- Could slower weeks still support collections, payroll, rent, and taxes?
What these tools are—and are not.
They are educational worksheets, not financial, insurance, legal, or tax advice. No result is a quote, eligibility decision, approval, recommendation, or promise of funding. Values stay in your browser unless you explicitly attach a displayed summary to an inquiry.
Source guidance: CFPB mortgage payments · NAIC life insurance guide · SBA Lender Match